Terms & Conditions

1. Acceptance of Terms

By using the Handyora website, you agree to these Terms & Conditions. If you do not agree, please discontinue use of the website.

2. Use of Our Tools

Our tools are provided for educational and informational purposes. They are not a substitute for professional financial, medical, tax or legal advice.

• GST / Income Tax Calculators: Always confirm figures with a qualified accountant or tax advisor before filing.
• EMI / Loan Calculators: Confirm actual terms with your bank or lender.
• BMI / Health Calculators: Consult a doctor or qualified health professional for medical advice.

3. Accuracy of Information

We work to keep our tools accurate, but we do not guarantee 100% accuracy of results. For important financial, medical or legal decisions, please seek professional advice.

4. Intellectual Property

The content, design and code of Handyora are our intellectual property. Copying or reproducing them without permission is prohibited.

5. Limitation of Liability

Handyora is not liable for any loss or damage arising from the use of, or reliance on, results produced by our tools.

6. Advertising

Our website displays advertisements through Google AdSense. We are not responsible for the content or actions of third-party advertisers.

7. Changes to These Terms

We may update these terms at any time. Continued use of the website after changes are posted constitutes acceptance of the updated terms.

8. Contact

If you have any questions about these terms, please visit our Contact Us page.